Nonprofit Insurance |Protecting Your Mission
Do nonprofits need insurance? Yes—and we make it affordable. D&O liability to protect your board, volunteer coverage, special event insurance, and cyber liability for 501(c)(3) organizations, charities, and foundations.
Empowering Organizations That Do Good
Nonprofit organizations are the lifeblood of our communities, driven by purpose and a passion for service. Yet, in focusing on your mission, it can be easy to overlook the unique and significant risks your organization faces. From volunteer liability and fundraising risks to claims against your board of directors, a single unforeseen event can divert precious resources away from your cause. AGEMA Insurance Solutions provides specialized insurance and risk management programs designed to protect your mission, your people, and your ability to serve the community.
The AGEMA Advantage
for Nonprofits
Nonprofits operate in a unique environment and require an insurance partner who understands their specific challenges and budget constraints. We deliver the specialized expertise, market access, and guidance that 501(c)(3) organizations need to thrive.
Deep Nonprofit Expertise
We have a dedicated focus on the nonprofit sector. We understand the importance of protecting your board, managing volunteer risk, and ensuring your fundraising events are properly covered.
Cost-Effective Solutions
We recognize that every dollar counts. We leverage our relationships with specialty insurance carriers to design comprehensive programs that are both effective and budget-conscious, allowing you to dedicate more resources to your mission.
Proactive Risk Management
We provide practical guidance to help you mitigate risk, from developing volunteer safety protocols to reviewing event contracts. Our goal is to help you prevent claims before they happen.
Nonprofit Risks We Specialize In
Our expertise extends across the diverse landscape of the nonprofit world.
Essential Insurance Coverages for Nonprofit Organizations
We build comprehensive insurance programs that provide a shield of protection for your entire organization.
Directors & Officers (D&O) Liability
A critical policy that protects your board members and officers from personal liability for alleged wrongful acts in managing the organization. It is essential for attracting and retaining a qualified board.
Employment Practices Liability (EPLI)
Protects against claims from employees and volunteers for issues like wrongful termination, discrimination, and harassment.
General Liability
Covers claims of third-party bodily injury or property damage that may occur on your premises or as a result of your operations and events.
Volunteer & Accident Insurance
Provides medical benefits for volunteers who are injured while serving your organization, demonstrating a commitment to their well-being.
Special Event Insurance
Provides liability coverage for your fundraising galas, community fairs, 5K runs, and other special events.
Cyber Liability
Protects your organization from the significant costs of a data breach involving sensitive donor or client information.
Focus on Your Mission with Confidence
Your work is too important to be derailed by an unexpected event. Contact us today for a complimentary review of your nonprofit's insurance program and let us help you build a foundation of security for the future.