Insurance Agency in Overland Park, KS
AGEMA Insurance Solutions places commercial insurance for businesses, apartment owners and restaurants, from a single location to operations spread across several states.
Insurance Agency in Overland Park
When a business needs coverage that fits how it actually operates, the first call usually goes to an agent who can shop more than one company. AGEMA Insurance Solutions is an independent insurance agency in Overland Park, KS, and we place commercial coverage with 100+ carriers through our commercial team and two specialty divisions, HabRisk and Top Shelf. Most accounts start with commercial insurance for the whole business, while owners and operators go straight to apartment insurance through HabRisk or restaurant insurance through Top Shelf. We also work with fleets on commercial auto coverage, building owners on commercial real estate and builders on construction projects.
Commercial Insurance for Overland Park Businesses
A lease, a payroll, company vehicles and customers on site each bring a different risk. Commercial insurance brings property, general liability, workers' compensation, umbrella, cyber, D&O, E&O and bonds together in one program built around your operations. We start by asking questions and listening, and our commercial insurance page walks through the coverage types and the industries we place, from strip malls, office buildings and high-rises to manufacturing, transportation, nonprofits and schools. One program can run from property coverage to umbrella limits, placed with national carriers or niche programs, and every policy stays subject to the carrier's underwriting.
Apartment Insurance for Property Owners
Owning apartments means insuring buildings full of other people's homes, plus the rent that pays the mortgage. Apartment insurance for owners can cover the building, your liability to residents and visitors, and the loss of rental income while covered damage is repaired. Our HabRisk division places apartment insurance for anything from a single building to a layered program for a national apartment schedule, including Section 8, Section 42 (LIHTC), student and senior housing, mixed-use properties, condo associations and HOAs.
Restaurant Insurance for Hospitality Businesses
A walk-in cooler that fails overnight, a guest who slips near the host stand, a patron who leaves after one too many: hospitality businesses face claims most offices never see. Restaurant insurance usually combines property, general liability and liquor liability, and many policies need spoilage and equipment breakdown coverage added. Our Top Shelf division arranges restaurant insurance for restaurants, bars, hotels and motels, and we look at your alcohol sales, liquor license history and staff training before comparing carriers.
Contact Us
Let's discuss how AGEMA can help protect your business with tailored insurance solutions. Our team is ready to listen and deliver.
Phone
877-227-5200
contact@agema-solutions.com
Office
6900 College Blvd. Ste. 650
Overland Park, KS 66211