Comprehensive coverage.
Every industry.

AGEMA offers a full suite of insurance solutions, serving a multitude of industries with the market access and expertise to find the right coverage.

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Coverage Types

Property

Buildings, equipment, and business personal property protection

General Liability

Third-party claims and operational risk coverage

Excess / Umbrella

Extended liability limits beyond primary policies

Workers' Compensation

Employee injury and illness coverage

D&O / E&O

Directors, Officers, and professional liability

Cyber

Data breach and digital threat protection

Bonds

Surety and contract bond solutions

Group Benefits

Employee health, dental, vision, and life

Personal Lines

Home, auto, and personal coverage

Life & Health

Individual life and health insurance

Industries

Real Estate

Hospitality

Manufacturing

Construction

Municipalities

Transportation

Nonprofit

Educational Institutions

Dedicated expertise for key industries

HAB Risk Insurance

Our specialty division for habitational real estate risks. Apartments, mixed-use, COA/HOA, and large dwelling schedules with tailored programs and competitive solutions.

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Top Shelf Insurance

Dedicated hospitality coverage for restaurants, bars, hotels, and motels. We deliver the same great service you provide your customers.

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Nationwide Reach

Coverage across all 50 states

Our carrier relationships and market access extend nationwide, allowing us to place coverage for businesses in any state with competitive rates and comprehensive protection.

National carriers

Regional specialists

Specialty markets

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Comprehensive coverage.Every industry.