Trucking & Commercial
Fleet Insurance

Specialized coverage for trucking companies, owner-operators, and commercial fleets. Primary auto liability, motor truck cargo, physical damage, and workers' comp—FMCSA compliant programs that protect your fleet, your freight, and your future.

Keeping America Moving, Safely and Securely

The transportation industry is the circulatory system of our economy, a fast-paced and demanding sector that never stops. But with every mile comes risk. From catastrophic accidents and cargo loss to complex regulations and driver safety, transportation companies face a unique and challenging road. AGEMA Insurance Solutions provides specialized, comprehensive insurance programs designed to protect your fleet, your freight, and your future.

The AGEMA Advantage
for Transportation Companies

In an industry this specialized, you can't afford a generalist broker. You need a partner who speaks your language and understands the road ahead. We deliver the deep industry expertise, proactive safety guidance, and market leverage that transportation businesses need to succeed.

Deep Transportation Expertise

Our team includes seasoned transportation insurance specialists who understand the intricacies of FMCSA regulations, fleet safety, and the specific liabilities of the trucking industry.

Proactive Fleet Safety Programs

We do more than just place your insurance. We partner with you to implement robust safety and compliance programs, helping you to reduce accidents, control losses, and lower your long-term insurance costs.

Broad Market Access

We have cultivated strong relationships with the nation's leading transportation insurance carriers. This allows us to provide our clients with superior coverage options and highly competitive rates, even for high-risk operations.

Transportation Risks We Specialize In

Our expertise covers a wide range of transportation and logistics operations.

Local, Intermediate, and Long-Haul Trucking
Fleet and Non-Fleet Operations
Specialized Cargo (Refrigerated, Hazardous Materials, Flatbed)
Last-Mile Delivery and Courier Services
Towing and Recovery Operations
Commercial Fleet Operators

Essential Insurance Coverages for the Transportation Industry

We build comprehensive insurance programs that provide bumper-to-bumper protection for your business.

Primary Auto Liability

A legal requirement that covers bodily injury and property damage to third parties in an accident. We can provide limits to meet any contractual or regulatory need.

Motor Truck Cargo Insurance

Protects the freight you are hauling from loss or damage. This coverage can be tailored to the specific commodities you transport.

Physical Damage Insurance

Protects your own trucks and trailers from damage resulting from a collision, theft, fire, or other perils.

Workers' Compensation

Provides mandatory medical and wage benefits to drivers and other employees who are injured on the job.

General Liability

Covers non-auto related claims, such as a customer injury at your terminal or a loading/unloading error that causes property damage.

Umbrella / Excess Liability

Provides an extra layer of liability protection above your primary auto and general liability limits, which is crucial in an era of nuclear verdicts.

Your Partner in Transportation Risk Management

Your business is built on reliability and performance. Your insurance program should be too. Contact us today for a comprehensive review of your transportation insurance and let us help you navigate the road to a safer, more profitable future.