Construction Insurance forContractors & Builders
Builder's risk, general liability, workers' comp, and surety bonds—tailored coverage for general contractors, trade contractors, and builders. Protect your projects, your crew, and your bottom line.
Mitigating Risk in a High-Stakes Industry
The construction industry is the engine of progress, but it is also one of the most hazardous and complex sectors in our economy. From job site accidents and property damage to contractual liabilities and theft, construction firms and contractors face a constant barrage of risks. AGEMA Insurance Solutions provides robust, specialized insurance and surety solutions designed to protect your projects, your people, and your profitability from the ground up.
The AGEMA Advantage
for the Construction Industry
In an industry where margins are tight and risks are high, you need an insurance partner who is as serious about risk management as you are about building. We deliver the expertise, market relationships, and proactive service the construction industry demands.
Deep Construction Expertise
Our team includes specialists who live and breathe construction. We understand the complexities of construction contracts, the nuances of job site safety, and the critical importance of proper surety bonding.
Comprehensive Surety & Bonding
We have a dedicated surety department that can facilitate all your bonding needs, from bid bonds and performance bonds to payment bonds, helping you qualify for and secure more projects.
Proactive Risk & Safety Management
We partner with our clients to implement effective safety programs and risk transfer strategies. Our goal is to help you prevent losses, control your insurance costs, and protect your workforce.
Construction Risks We Specialize In
Our expertise covers all facets of the construction industry, from general contractors to specialized subcontractors.
Essential Insurance Coverages for the Construction Industry
We build comprehensive insurance programs that provide a solid foundation of protection for your entire operation.
Builder's Risk Insurance
A critical policy that protects a structure and materials during the course of construction from perils like fire, theft, and vandalism.
Commercial General Liability
Provides coverage for third-party claims of bodily injury or property damage arising from your operations, both on and off the job site.
Workers' Compensation
Mandatory in most states, this provides medical and wage benefits to employees injured on the job, a vital coverage in the high-hazard construction environment.
Commercial Auto Insurance
Covers your fleet of trucks and other vehicles, protecting you from liability and physical damage claims.
Inland Marine Insurance
Protects your tools, equipment, and materials while they are in transit or stored at a job site.
Contractors Professional Liability
Protects against claims of negligence or errors in the professional services you provide, such as construction management or design-build services.
Build Your Business with Confidence
Your expertise is in building structures that last. Ours is in building insurance programs that protect them. Contact us today to schedule a comprehensive review of your insurance and bonding program.